NAICS 522320: expiring federal contracts in Financial Transactions Processing, Reserve, and Clearinghouse Activities

42 prime contracts under NAICS 522320 reach the end of their current period of performance within 365 days — the window in which a recompete is prepared, not announced. 3 of them end within 30 days.

Data as of October 21, 2026, from USAspending.

Expiring: 42; within 365 days
In the next 30 days: 3; 20 within 90 days
Current holders: 19; across 10 agencies
Obligated to date: $265.5M; median $224.7K

What NAICS 522320 covers

This industry comprises establishments primarily engaged in providing one or more of the following: (1) financial transaction processing (except central bank); (2) reserve and liquidity services (except central bank); and/or (3) check or other financial instrument clearinghouse services (except central bank).

Definition: 2022 NAICS, U.S. Census Bureau.

The 10 soonest to end

Ordered by end date. Every identifier links to the award on USAspending.

The 10 contracts under NAICS 522320 that end soonest
Current holder	Agency	State	Ends	Value	Renewal score
MISSOURI HIGHER EDUCATION LOAN AUTHORITY 91003125F0301 — open this award on USAspending	Department of Education Department of Education	MO	Oct 31, 2026	$19,093,133	30some signals One option has been exercised No option periods left (current end date is the potential end date)
MAXIMUS FEDERAL SERVICES, INC. 91003125F0303 — open this award on USAspending	Department of Education Department of Education	VA	Oct 31, 2026	$11,917,123	10few signals No option periods left (current end date is the potential end date)
EDENRED BELGIUM 19BE2026F1280 — open this award on USAspending	Department of State Department of State	—	Oct 31, 2026	$45,693	10few signals No option periods left (current end date is the potential end date)
EPIQ CLASS ACTION & CLAIMS SOLUTIONS, INC. 9531CB21F0056 — open this award on USAspending	Consumer Financial Protection Bureau Consumer Financial Protection Bureau	KS	Nov 30, 2026	$258,490	25some signals 2 offers received No option periods left (current end date is the potential end date)
LAURENTY SA 19BE2026F1308 — open this award on USAspending	Department of State Department of State	—	Nov 30, 2026	$140,406	10few signals No option periods left (current end date is the potential end date)
CARACAL ENTERPRISES, LLC 140P5126P0050 — open this award on USAspending	Department of the Interior National Park Service	GA	Nov 30, 2026	$101,754	25some signals Limited competition (NOT COMPETED), 1 offer received No option periods left (current end date is the potential end date)
LAURENTY SA 19BE2026F1319 — open this award on USAspending	Department of State Department of State	—	Nov 30, 2026	$26,020	10few signals No option periods left (current end date is the potential end date)
LAURENTY SA 19BE2026F1318 — open this award on USAspending	Department of State Department of State	—	Nov 30, 2026	$25,928	10few signals No option periods left (current end date is the potential end date)
RUST CONSULTING, INC. 9531CB22F0020 — open this award on USAspending	Consumer Financial Protection Bureau Consumer Financial Protection Bureau	MN	Dec 1, 2026	$38,397	25some signals 1 offer received No option periods left (current end date is the potential end date)
GEO. MIJILEM & COMPANY, INCORPORATED HQC00426FE111 — open this award on USAspending	Department of Defense Defense Commissary Agency	IL	Dec 15, 2026	$214,500	25some signals Limited competition (NOT COMPETED UNDER SAP) No option periods left (current end date is the potential end date)

32 more expiring contracts in this list

This page shows the 10 soonest of 42 contracts under NAICS 522320 that end within 365 days. A subscription opens the rest, with filters, renewal scores and a weekly email when something new enters your window.

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Who buys in this industry

Consumer Financial Protection Bureau21 expiring
Department of Education6 expiring
Department of State4 expiring
Department of the Interior3 expiring
Department of Homeland Security2 expiring

NAICS 522320 contracts: questions vendors ask

What is NAICS code 522320?

NAICS 522320 is Financial Transactions Processing, Reserve, and Clearinghouse Activities. This industry comprises establishments primarily engaged in providing one or more of the following: (1) financial transaction processing (except central bank); (2) reserve and liquidity services (except central bank); and/or (3) check or other financial instrument clearinghouse services (except central bank). 42 federal contracts under this code end within 12 months.

How many federal contracts under NAICS 522320 are expiring?

42 prime contracts in Financial Transactions Processing, Reserve, and Clearinghouse Activities (NAICS 522320) reach the end of their current period of performance within 12 months: 3 within 30 days and 20 within 90. They are held by 19 different vendors and were bought by 10 agencies. The figures are counted from USAspending, the government’s own record of prime contract awards, and rebuilt nightly.

When does the next NAICS 522320 contract end?

The soonest ends on Oct 31, 2026. The table on this page lists the 10 soonest to end, in order, with the incumbent, the awarding agency, the end date and the amount obligated so far. An end date is the date in the award record, not a forecast.

Which agencies buy financial transactions processing, reserve, and clearinghouse activities?

The agencies with the most expiring work here are Consumer Financial Protection Bureau (21 contracts), Department of Education (6 contracts), Department of State (4 contracts). In total 10 agencies have work under Financial Transactions Processing, Reserve, and Clearinghouse Activities (NAICS 522320) ending within 12 months.

Does an expiring contract mean a recompete is coming?

Not on its own. A period of performance that ends is work somebody has to win again, but agencies also extend, consolidate, insource or cancel, and the award record does not say which in advance. Findingbase shows the dates and a renewal score built from five fixed rules, with the reasons each one fired; it does not predict the outcome and does not publish solicitations. The solicitation, when there is one, appears on SAM.gov.

How this page is built

Every contract here comes from USAspending, the federal government’s own record of prime contract awards. A contract appears when its current period of performance ends within 365 days. The table lists the 10 soonest to end — not the largest, and not the highest scoring — so it is a sample of what is really coming rather than a showcase. Award identifiers link back to the source. This page was last rebuilt for Oct 21, 2026.

10 of the 10 contracts in the table above carry a renewal score, and 42 of the 42 in the whole list do. A contract with no score has not been through scoring yet: that is not a low score, it is no score. Scoring works through the soonest expiry dates first.

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